Palmview, TX
How exposed is Palmview to wildfire?
Out of every US place USFS scores, Palmview lands at the 70th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 6,744 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Palmview's burn probability — fire likelihood with no building count factored in — sits at the 71st percentile nationally.
What "at risk" means for the buildings here
77.3% of Palmview's 6,744 buildings sit in USFS's Minimal exposure zone, with only 22.7% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself. At 6,744 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Palmview against the rest of the country
Palmview ranks lower within Texas (32nd percentile statewide) than its 70th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Palmview ranks 9,341 for wildfire risk (1 is highest) and 2,566 by building count (1 is largest). Within Texas alone, it ranks 1,222 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
At the 70th percentile nationally, Palmview carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Even with 77.3% of Palmview outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Palmview's figures come from
The methodology guide shows exactly how USFS turned 6,744 counted buildings into the percentiles shown above for Palmview. The exposure-zones guide covers what Palmview's dominant minimal exposure actually means, with real examples from across the dataset.