Palmersville, TN
How exposed is Palmersville to wildfire?
Palmersville's 198 buildings earn a 43rd-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Palmersville at the 44th percentile, close to its 43rd-percentile risk score.
What "at risk" means for the buildings here
USFS classifies 76.3% of Palmersville's buildings as Direct exposure, higher than its 21.2% Indirect share and far above its 2.5% Minimal share — a profile where 151 structures sit close enough to vegetation that lot clearing matters most.
How Palmersville compares
Palmersville's risk sits at a similar level relative to Tennessee (33rd percentile statewide) as it does nationally (43rd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Palmersville ranks 17,882 for wildfire risk (1 is highest) and 24,942 by building count (1 is largest). Within Tennessee alone, it ranks 335 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
Shopping for coverage in Palmersville
Palmersville's elevated rating (43rd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Palmersville
Palmersville's 76.3% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Palmersville's figures come from
The methodology guide shows exactly how USFS turned 198 counted buildings into the percentiles shown above for Palmersville. The exposure-zones guide covers what Palmersville's dominant direct exposure actually means, with real examples from across the dataset.