Palmer (Ellis), TX
How exposed is Palmer (Ellis) to wildfire?
USFS's Wildfire Risk to Communities model puts Palmer (Ellis) at the 79th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 1,124 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Palmer (Ellis) at the 78th percentile, close to its 79th-percentile risk score.
What "at risk" means for the buildings here
USFS puts 60.2% of Palmer (Ellis)'s 1,124 buildings in the Indirect exposure zone, versus 39.8% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Where Palmer (Ellis) ranks
Palmer (Ellis) ranks lower within Texas (58th percentile statewide) than its 79th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Palmer (Ellis) ranks 6,696 for wildfire risk (1 is highest) and 11,126 by building count (1 is largest). Within Texas alone, it ranks 748 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Shopping for coverage in Palmer (Ellis)
At the 79th percentile nationally, Palmer (Ellis) carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Because 60.2% of Palmer (Ellis)'s buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Palmer (Ellis)'s 79th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Palmer (Ellis), see the exposure-zones guide.