Palmer (Cameron), TX
Palmer (Cameron), TX's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Palmer (Cameron) lands at the 74th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 305 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Palmer (Cameron) at the 76th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Palmer (Cameron)'s building exposure, zone by zone
Direct exposure dominates in Palmer (Cameron): 91.5% of its 305 buildings, versus 0% Indirect and 8.5% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Palmer (Cameron) against the rest of the country
Palmer (Cameron) ranks lower within Texas (44th percentile statewide) than its 74th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Palmer (Cameron) ranks 8,079 for wildfire risk (1 is highest) and 21,516 by building count (1 is largest). Within Texas alone, it ranks 997 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
At the 74th percentile nationally, Palmer (Cameron) carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Palmer (Cameron)
With 91.5% of Palmer (Cameron) in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Palmer (Cameron)'s 8,079-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Palmer (Cameron), see the exposure-zones guide.