Palm Springs North, FL
Palm Springs North, FL's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Palm Springs North lands at the 89th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 1,722 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Palm Springs North's burn probability — fire likelihood with no building count factored in — sits at the 86th percentile nationally.
What "at risk" means for the buildings here
USFS classifies 96.5% of Palm Springs North's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 1.1% Direct and 2.5% Indirect — a landscape-level risk rather than a building-by-building one.
Palm Springs North against the rest of the country
Palm Springs North's risk sits at a similar level relative to Florida (79th percentile statewide) as it does nationally (89th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Palm Springs North ranks 3,428 for wildfire risk (1 is highest) and 8,330 by building count (1 is largest). Within Florida alone, it ranks 204 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Palm Springs North and the insurance market
Palm Springs North's 89th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Palm Springs North
Palm Springs North's 96.5% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Palm Springs North's figures come from
Palm Springs North's 89th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Palm Springs North's dominant minimal exposure actually means, with real examples from across the dataset.