Palm Springs, FL
How exposed is Palm Springs to wildfire?
Palm Springs sits at the 50th percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 5,161 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Palm Springs at the 54th national percentile — 5 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Palm Springs's buildings actually sit
Only 7.3% of Palm Springs's 5,161 buildings carry Direct exposure and 0% carry Indirect; the remaining 92.7% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure. At 5,161 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Palm Springs compares
Palm Springs ranks lower within Florida (4th percentile statewide) than its 50th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Palm Springs ranks 15,877 for wildfire risk (1 is highest) and 3,339 by building count (1 is largest). Within Florida alone, it ranks 918 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Shopping for coverage in Palm Springs
At the 50th national percentile, Palm Springs rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
With 92.7% of buildings rated Minimal exposure, Palm Springs gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Palm Springs's figures come from
Every one of the two percentiles behind Palm Springs's 15,877-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Palm Springs's dominant minimal exposure actually means, with real examples from across the dataset.