Paisley, FL
Paisley wildfire risk explained
Paisley's 525 buildings earn a 94th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Paisley at the 94th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
91.8% of Paisley's 525 buildings sit in USFS's Direct exposure zone, roughly 482 structures close enough to burnable vegetation for flame contact, not just embers — 8.2% fall in the Indirect, ember-only zone and 0% are Minimal.
How Paisley compares
Paisley scores 94th nationally and 88th within Florida — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Paisley ranks 2,011 for wildfire risk (1 is highest) and 16,933 by building count (1 is largest). Within Florida alone, it ranks 112 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Paisley and the insurance market
Paisley's very high rating (94th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Because Direct exposure dominates in Paisley (91.8%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Paisley's 2,011-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Paisley, see the exposure-zones guide.