Paint Rock, TX
How exposed is Paint Rock to wildfire?
Paint Rock's 264 buildings earn a 88th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Paint Rock's burn probability — fire likelihood with no building count factored in — sits at the 88th percentile nationally.
What "at risk" means for the buildings here
Most of Paint Rock's buildings (65.2%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
Where Paint Rock ranks
Paint Rock scores 88th nationally and 80th within Texas — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Paint Rock ranks 3,795 for wildfire risk (1 is highest) and 22,712 by building count (1 is largest). Within Texas alone, it ranks 357 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
Paint Rock's 88th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Paint Rock
With ember exposure the dominant pattern in Paint Rock (65.2% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Paint Rock's 88th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Paint Rock, see the exposure-zones guide.