Paguate, NM
Paguate, NM's wildfire risk, in USFS's own numbers
Paguate's 289 buildings earn a 68th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Paguate at the 62nd percentile, close to its 68th-percentile risk score.
Where Paguate's buildings actually sit
USFS classifies 78.9% of Paguate's buildings as Direct exposure, higher than its 21.1% Indirect share and far above its 0% Minimal share — a profile where 228 structures sit close enough to vegetation that lot clearing matters most.
How Paguate compares
Inside New Mexico, Paguate sits at just the 39th percentile even though it scores 68th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Paguate ranks 10,024 for wildfire risk (1 is highest) and 21,948 by building count (1 is largest). Within New Mexico alone, it ranks 301 of 495 places by risk. See the full county-by-county picture for New Mexico on its state page.
What this risk score means for insurance
Paguate's high rating (68th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Paguate
Paguate's 78.9% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Paguate's figures come from
Paguate's 68th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Paguate's dominant direct exposure actually means, with real examples from across the dataset.