Paden, OK
Paden, OK's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Paden at the 97th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 359 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Paden at the 98th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Paden's building exposure, zone by zone
359 buildings are counted in Paden, and 50.4% of them are Indirect exposure — ember-driven risk rather than the 49.6% in Direct exposure or the 0% rated Minimal.
Paden against the rest of the country
There's little gap between Paden's 97th national percentile and its 91st percentile inside Oklahoma, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Paden ranks 1,078 for wildfire risk (1 is highest) and 20,094 by building count (1 is largest). Within Oklahoma alone, it ranks 79 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
Paden and the insurance market
At the 97th percentile nationally, Paden carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
With ember exposure the dominant pattern in Paden (50.4% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Paden's figures come from
Every one of the two percentiles behind Paden's 1,078-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Paden's dominant indirect exposure actually means, with real examples from across the dataset.