Pacheco, CA
Pacheco, CA's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Pacheco at the 63rd national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 1,763 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Pacheco at the 66th percentile, close to its 63rd-percentile risk score.
Pacheco's building exposure, zone by zone
Only 0.2% of Pacheco's 1,763 buildings carry Direct exposure and 0% carry Indirect; the remaining 99.8% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
How Pacheco compares
Pacheco's 63rd national percentile looks worse in isolation than its 22nd ranking inside California does — this place is on the milder end for its own state, by 42 points. Among the 31,521 US communities USFS scores, Pacheco ranks 11,557 for wildfire risk (1 is highest) and 8,183 by building count (1 is largest). Within California alone, it ranks 1,231 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
Shopping for coverage in Pacheco
Pacheco's 63rd-percentile score lands in California, the only two states requiring a wildfire disclosure at sale. California's surplus-lines homeowners market passed 300,000 policies for the first time in 2025, driven by carriers pulling back from wildfire-exposed areas statewide. The disclosure-law guide covers what it requires.
What would actually reduce this score
Pacheco's 99.8% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Pacheco's 11,557-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Pacheco, see the exposure-zones guide.