Pace, FL
Pace wildfire risk explained
Out of every US place USFS scores, Pace lands at the 83rd percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 10,812 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Pace's burn probability — fire likelihood with no building count factored in — sits at the 84th percentile nationally.
Pace's building exposure, zone by zone
Of Pace's 10,812 counted buildings, 61.5% carry Direct exposure and only 0.5% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first. At 10,812 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Pace compares
Inside Florida, Pace sits at just the 57th percentile even though it scores 83rd nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Pace ranks 5,385 for wildfire risk (1 is highest) and 1,465 by building count (1 is largest). Within Florida alone, it ranks 409 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
What this risk score means for insurance
At the 83rd percentile nationally, Pace carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Because Direct exposure dominates in Pace (61.5%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Pace's figures come from
Pace's 83rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Pace's dominant direct exposure actually means, with real examples from across the dataset.