Pablo Pena, TX
Pablo Pena, TX's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Pablo Pena at the 92nd national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 27 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Pablo Pena at the 92nd percentile, close to its 92nd-percentile risk score.
Where Pablo Pena's buildings actually sit
USFS puts 96.3% of Pablo Pena's 27 buildings in the Indirect exposure zone, versus 3.7% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Where Pablo Pena ranks
There's little gap between Pablo Pena's 92nd national percentile and its 88th percentile inside Texas, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Pablo Pena ranks 2,659 for wildfire risk (1 is highest) and 31,397 by building count (1 is largest). Within Texas alone, it ranks 212 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Shopping for coverage in Pablo Pena
Pablo Pena's very high rating (92nd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Pablo Pena
With ember exposure the dominant pattern in Pablo Pena (96.3% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Pablo Pena's figures come from
The methodology guide shows exactly how USFS turned 27 counted buildings into the percentiles shown above for Pablo Pena. The exposure-zones guide covers what Pablo Pena's dominant indirect exposure actually means, with real examples from across the dataset.