Ozona, TX
Ozona, TX's wildfire risk, in USFS's own numbers
Ozona's 2,164 buildings earn a 97th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Ozona at the 98th percentile, close to its 97th-percentile risk score.
Where Ozona's buildings actually sit
2,164 buildings are counted in Ozona, and 93% of them are Indirect exposure — ember-driven risk rather than the 7% in Direct exposure or the 0% rated Minimal.
Ozona against the rest of the country
There's little gap between Ozona's 97th national percentile and its 97th percentile inside Texas, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Ozona ranks 1,052 for wildfire risk (1 is highest) and 7,034 by building count (1 is largest). Within Texas alone, it ranks 51 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
Ozona's very high rating (97th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Ozona (93% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Ozona's figures come from
The methodology guide shows exactly how USFS turned 2,164 counted buildings into the percentiles shown above for Ozona. The exposure-zones guide covers what Ozona's dominant indirect exposure actually means, with real examples from across the dataset.