Ozark, AR
How exposed is Ozark to wildfire?
Ozark sits at the 76th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 2,049 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Ozark at the 80th percentile, close to its 76th-percentile risk score.
Ozark's building exposure, zone by zone
Most of Ozark's buildings (63.7%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
How Ozark compares
Ozark's risk sits at a similar level relative to Arkansas (69th percentile statewide) as it does nationally (76th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Ozark ranks 7,429 for wildfire risk (1 is highest) and 7,334 by building count (1 is largest). Within Arkansas alone, it ranks 191 of 614 places by risk. See the full county-by-county picture for Arkansas on its state page.
Ozark and the insurance market
At the 76th percentile nationally, Ozark carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Ozark's 63.7% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Ozark's 7,429-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Ozark, see the exposure-zones guide.