Ozan, AR
Ozan wildfire risk explained
Ozan's 68 buildings earn a 61st-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Ozan at the 63rd percentile, close to its 61st-percentile risk score.
Ozan's building exposure, zone by zone
100% of Ozan's 68 buildings sit in USFS's Direct exposure zone, roughly 68 structures close enough to burnable vegetation for flame contact, not just embers — 0% fall in the Indirect, ember-only zone and 0% are Minimal.
How Ozan compares
Ozan ranks lower within Arkansas (43rd percentile statewide) than its 61st national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Ozan ranks 12,343 for wildfire risk (1 is highest) and 30,343 by building count (1 is largest). Within Arkansas alone, it ranks 350 of 614 places by risk. See the full county-by-county picture for Arkansas on its state page.
Ozan and the insurance market
Ozan's 61st-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Ozan
Ozan's 100% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Ozan's figures come from
Every one of the two percentiles behind Ozan's 12,343-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Ozan's dominant direct exposure actually means, with real examples from across the dataset.