Oxon Hill, MD
Oxon Hill wildfire risk explained
USFS's Wildfire Risk to Communities model puts Oxon Hill at the 32nd national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 5,334 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Oxon Hill at the 31st national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
USFS classifies 73.5% of Oxon Hill's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 26.5% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one. At 5,334 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Oxon Hill against the rest of the country
Oxon Hill's 50th-percentile standing inside Maryland outpaces its 32nd national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Oxon Hill ranks 21,362 for wildfire risk (1 is highest) and 3,237 by building count (1 is largest). Within Maryland alone, it ranks 265 of 527 places by risk. See the full county-by-county picture for Maryland on its state page.
What this risk score means for insurance
Oxon Hill's moderate wildfire rating (32nd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Even with 73.5% of Oxon Hill outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Oxon Hill's figures come from
The methodology guide shows exactly how USFS turned 5,334 counted buildings into the percentiles shown above for Oxon Hill. The exposure-zones guide covers what Oxon Hill's dominant minimal exposure actually means, with real examples from across the dataset.