Oxoboxo River, CT
Oxoboxo River wildfire risk explained
USFS's Wildfire Risk to Communities model puts Oxoboxo River at the 33rd national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 1,716 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Oxoboxo River at the 29th national percentile — 4 points below its risk-to-structures score, a gap driven by how much is actually built there.
Oxoboxo River's building exposure, zone by zone
Direct exposure dominates in Oxoboxo River: 65.3% of its 1,716 buildings, versus 6.1% Indirect and 28.7% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Oxoboxo River against the rest of the country
Oxoboxo River's 55th-percentile standing inside Connecticut outpaces its 33rd national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Oxoboxo River ranks 21,136 for wildfire risk (1 is highest) and 8,363 by building count (1 is largest). Within Connecticut alone, it ranks 96 of 214 places by risk. See the full county-by-county picture for Connecticut on its state page.
What this risk score means for insurance
At the 33rd national percentile, Oxoboxo River rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Because Direct exposure dominates in Oxoboxo River (65.3%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Oxoboxo River's figures come from
Oxoboxo River's 33rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Oxoboxo River's dominant direct exposure actually means, with real examples from across the dataset.