Oxford, WI
Oxford wildfire risk explained
Out of every US place USFS scores, Oxford lands at the 37th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 416 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Oxford at the 37th percentile, close to its 37th-percentile risk score.
Where Oxford's buildings actually sit
416 buildings are counted in Oxford, and 58.2% of them are Indirect exposure — ember-driven risk rather than the 41.8% in Direct exposure or the 0% rated Minimal.
Oxford against the rest of the country
Within Wisconsin, Oxford ranks higher (88th percentile) than it does nationally (37th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Oxford ranks 19,747 for wildfire risk (1 is highest) and 18,919 by building count (1 is largest). Within Wisconsin alone, it ranks 99 of 808 places by risk. See the full county-by-county picture for Wisconsin on its state page.
Shopping for coverage in Oxford
Oxford's moderate wildfire rating (37th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
With ember exposure the dominant pattern in Oxford (58.2% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Oxford's 37th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Oxford, see the exposure-zones guide.