Oxford, KS
Oxford, KS's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Oxford lands at the 49th percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 714 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Oxford at the 44th national percentile — 4 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
86.1% of Oxford's 714 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 13.9% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Oxford against the rest of the country
Oxford's 49th national percentile looks worse in isolation than its 29th ranking inside Kansas does — this place is on the milder end for its own state, by 20 points. Among the 31,521 US communities USFS scores, Oxford ranks 16,198 for wildfire risk (1 is highest) and 14,519 by building count (1 is largest). Within Kansas alone, it ranks 516 of 721 places by risk. See the full county-by-county picture for Kansas on its state page.
What this risk score means for insurance
Oxford's elevated rating (49th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Because 86.1% of Oxford's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Oxford's figures come from
The methodology guide shows exactly how USFS turned 714 counted buildings into the percentiles shown above for Oxford. The exposure-zones guide covers what Oxford's dominant indirect exposure actually means, with real examples from across the dataset.