Oxford Junction, IA
Oxford Junction wildfire risk explained
USFS's Wildfire Risk to Communities model puts Oxford Junction at the 47th national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 332 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Oxford Junction at the 48th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Most of Oxford Junction's buildings (90.7%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
Where Oxford Junction ranks
Oxford Junction's 64th-percentile standing inside Iowa outpaces its 47th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Oxford Junction ranks 16,761 for wildfire risk (1 is highest) and 20,757 by building count (1 is largest). Within Iowa alone, it ranks 369 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
Shopping for coverage in Oxford Junction
Oxford Junction's elevated rating (47th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Oxford Junction (90.7% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Oxford Junction's figures come from
Every one of the two percentiles behind Oxford Junction's 16,761-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Oxford Junction's dominant indirect exposure actually means, with real examples from across the dataset.