Oxford, ID
Oxford, ID's wildfire risk, in USFS's own numbers
Oxford's 66 buildings earn a 95th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Oxford at the 95th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Oxford's building exposure, zone by zone
USFS classifies 86.4% of Oxford's buildings as Direct exposure, higher than its 13.6% Indirect share and far above its 0% Minimal share — a profile where 57 structures sit close enough to vegetation that lot clearing matters most.
How Oxford compares
Oxford ranks lower within Idaho (79th percentile statewide) than its 95th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Oxford ranks 1,601 for wildfire risk (1 is highest) and 30,412 by building count (1 is largest). Within Idaho alone, it ranks 49 of 232 places by risk. See the full county-by-county picture for Idaho on its state page.
What this risk score means for insurance
At the 95th percentile nationally, Oxford carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Oxford
With 86.4% of Oxford in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Oxford's figures come from
Oxford's 95th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Oxford's dominant direct exposure actually means, with real examples from across the dataset.