Owyhee, NV
Owyhee wildfire risk explained
Owyhee's 591 buildings earn a 97th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Owyhee's burn probability — fire likelihood with no building count factored in — sits at the 98th percentile nationally.
What "at risk" means for the buildings here
591 buildings are counted in Owyhee, and 88.5% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
How Owyhee compares
Owyhee ranks lower within Nevada (62nd percentile statewide) than its 97th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Owyhee ranks 1,043 for wildfire risk (1 is highest) and 15,953 by building count (1 is largest). Within Nevada alone, it ranks 50 of 123 places by risk. See the full county-by-county picture for Nevada on its state page.
What this risk score means for insurance
At the 97th percentile nationally, Owyhee carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Owyhee's 88.5% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Owyhee's figures come from
Every one of the two percentiles behind Owyhee's 1,043-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Owyhee's dominant direct exposure actually means, with real examples from across the dataset.