Owensville, OH
Owensville, OH's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Owensville at the 28th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 364 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Owensville at the 30th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
364 buildings are counted in Owensville, and 59.1% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
How Owensville compares
Owensville's 61st-percentile standing inside Ohio outpaces its 28th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Owensville ranks 22,862 for wildfire risk (1 is highest) and 19,985 by building count (1 is largest). Within Ohio alone, it ranks 496 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
Owensville and the insurance market
At the 28th national percentile, Owensville rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Owensville's 59.1% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 364 counted buildings into the percentiles shown above for Owensville. For more on what direct exposure implies beyond Owensville, see the exposure-zones guide.