Owendale, MI
Owendale, MI's wildfire risk, in USFS's own numbers
Owendale sits at the 0th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 167 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Owendale at the 0th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Owendale's buildings actually sit
USFS classifies 88.6% of Owendale's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 11.4% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Owendale against the rest of the country
Owendale's risk sits at a similar level relative to Michigan (0th percentile statewide) as it does nationally (0th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Owendale ranks 31,434 for wildfire risk (1 is highest) and 26,136 by building count (1 is largest). Within Michigan alone, it ranks 745 of 745 places by risk. See the full county-by-county picture for Michigan on its state page.
Shopping for coverage in Owendale
At the 0th national percentile, Owendale rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Owendale
Owendale's 88.6% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Owendale's 31,434-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Owendale, see the exposure-zones guide.