Owen, WI
How exposed is Owen to wildfire?
USFS's Wildfire Risk to Communities model puts Owen at the 17th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 584 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Owen at the 17th percentile, close to its 17th-percentile risk score.
Where Owen's buildings actually sit
584 buildings are counted in Owen, and 60.8% of them are Indirect exposure — ember-driven risk rather than the 34.1% in Direct exposure or the 5.1% rated Minimal.
Where Owen ranks
Owen's risk sits at a similar level relative to Wisconsin (22nd percentile statewide) as it does nationally (17th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Owen ranks 26,241 for wildfire risk (1 is highest) and 16,058 by building count (1 is largest). Within Wisconsin alone, it ranks 632 of 808 places by risk. See the full county-by-county picture for Wisconsin on its state page.
What this risk score means for insurance
Owen's low rating (17th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Owen
With ember exposure the dominant pattern in Owen (60.8% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Owen's figures come from
Every one of the two percentiles behind Owen's 26,241-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Owen's dominant indirect exposure actually means, with real examples from across the dataset.