Owasso, OK
Owasso wildfire risk explained
USFS scores Owasso at the 79th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 13,014 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Owasso's burn probability — fire likelihood with no building count factored in — sits at the 80th percentile nationally.
Where Owasso's buildings actually sit
Most of Owasso's buildings (66.9% of 13,014) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure. At 13,014 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Owasso against the rest of the country
Owasso's 79th national percentile looks worse in isolation than its 18th ranking inside Oklahoma does — this place is on the milder end for its own state, by 61 points. Among the 31,521 US communities USFS scores, Owasso ranks 6,719 for wildfire risk (1 is highest) and 1,170 by building count (1 is largest). Within Oklahoma alone, it ranks 684 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
What this risk score means for insurance
At the 79th percentile nationally, Owasso carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Owasso's 66.9% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Owasso's 6,719-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Owasso, see the exposure-zones guide.