Owaneco, IL
How exposed is Owaneco to wildfire?
USFS's Wildfire Risk to Communities model puts Owaneco at the 6th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 177 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Owaneco at the 6th national percentile — 0 points below its risk-to-structures score, a gap driven by how much is actually built there.
Owaneco's building exposure, zone by zone
Owaneco rates 85.3% Minimal exposure against just 14.7% Direct and 0% Indirect — of 177 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Where Owaneco ranks
Within Illinois, Owaneco ranks higher (31st percentile) than it does nationally (6th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Owaneco ranks 29,712 for wildfire risk (1 is highest) and 25,745 by building count (1 is largest). Within Illinois alone, it ranks 1,001 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Shopping for coverage in Owaneco
Owaneco's low wildfire rating (6th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Owaneco's 85.3% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Owaneco's figures come from
The methodology guide shows exactly how USFS turned 177 counted buildings into the percentiles shown above for Owaneco. The exposure-zones guide covers what Owaneco's dominant minimal exposure actually means, with real examples from across the dataset.