Ovilla, TX
Ovilla, TX's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Ovilla lands at the 74th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 2,072 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Ovilla's burn probability — fire likelihood with no building count factored in — sits at the 73rd percentile nationally.
What "at risk" means for the buildings here
USFS classifies 78.7% of Ovilla's buildings as Direct exposure, higher than its 21.3% Indirect share and far above its 0% Minimal share — a profile where 1,630 structures sit close enough to vegetation that lot clearing matters most.
Ovilla against the rest of the country
Ovilla ranks lower within Texas (44th percentile statewide) than its 74th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Ovilla ranks 8,113 for wildfire risk (1 is highest) and 7,282 by building count (1 is largest). Within Texas alone, it ranks 1,004 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
At the 74th percentile nationally, Ovilla carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Ovilla
Because Direct exposure dominates in Ovilla (78.7%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Ovilla's figures come from
Ovilla's 74th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Ovilla's dominant direct exposure actually means, with real examples from across the dataset.