Overton, NE
Overton, NE's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Overton lands at the 9th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 400 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Overton at the 8th percentile, close to its 9th-percentile risk score.
Where Overton's buildings actually sit
Only 9.3% of Overton's 400 buildings carry Direct exposure and 0% carry Indirect; the remaining 90.8% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
How Overton compares
There's little gap between Overton's 9th national percentile and its 5th percentile inside Nebraska, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Overton ranks 28,655 for wildfire risk (1 is highest) and 19,214 by building count (1 is largest). Within Nebraska alone, it ranks 557 of 583 places by risk. See the full county-by-county picture for Nebraska on its state page.
Shopping for coverage in Overton
Overton's low rating (9th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Overton
Even with 90.8% of Overton outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Overton's 9th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Overton, see the exposure-zones guide.