Overbrook, KS
How exposed is Overbrook to wildfire?
USFS's Wildfire Risk to Communities model puts Overbrook at the 69th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 555 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Overbrook's burn probability — fire likelihood with no building count factored in — sits at the 66th percentile nationally.
Where Overbrook's buildings actually sit
80.2% of Overbrook's 555 buildings sit in USFS's Minimal exposure zone, with only 19.8% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
How Overbrook compares
There's little gap between Overbrook's 69th national percentile and its 66th percentile inside Kansas, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Overbrook ranks 9,833 for wildfire risk (1 is highest) and 16,497 by building count (1 is largest). Within Kansas alone, it ranks 249 of 721 places by risk. See the full county-by-county picture for Kansas on its state page.
Overbrook and the insurance market
Overbrook's 69th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
Overbrook's 80.2% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 555 counted buildings into the percentiles shown above for Overbrook. For more on what minimal exposure implies beyond Overbrook, see the exposure-zones guide.