Oval, PA
Oval, PA's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Oval lands at the 52nd percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 238 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Oval's burn probability — fire likelihood with no building count factored in — sits at the 51st percentile nationally.
Oval's building exposure, zone by zone
Direct exposure dominates in Oval: 76.1% of its 238 buildings, versus 24% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How Oval compares
Oval's 86th-percentile standing inside Pennsylvania outpaces its 52nd national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Oval ranks 15,170 for wildfire risk (1 is highest) and 23,543 by building count (1 is largest). Within Pennsylvania alone, it ranks 283 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
What this risk score means for insurance
Oval's elevated rating (52nd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Oval
With 76.1% of Oval in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Oval's 52nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Oval, see the exposure-zones guide.