Otisville, MI
How exposed is Otisville to wildfire?
Out of every US place USFS scores, Otisville lands at the 14th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 483 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Otisville at the 15th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Otisville's buildings actually sit
USFS puts 60.3% of Otisville's 483 buildings in the Indirect exposure zone, versus 39.8% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
How Otisville compares
Compare Otisville's two percentiles: 47th within Michigan, only 14th nationally — a gap of 33 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Otisville ranks 27,264 for wildfire risk (1 is highest) and 17,648 by building count (1 is largest). Within Michigan alone, it ranks 397 of 745 places by risk. See the full county-by-county picture for Michigan on its state page.
Shopping for coverage in Otisville
At the 14th national percentile, Otisville rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Otisville
With ember exposure the dominant pattern in Otisville (60.3% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Otisville's figures come from
The methodology guide shows exactly how USFS turned 483 counted buildings into the percentiles shown above for Otisville. The exposure-zones guide covers what Otisville's dominant indirect exposure actually means, with real examples from across the dataset.