Oswego, IN
Oswego wildfire risk explained
Oswego's 341 buildings earn a 4th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Oswego at the 4th percentile, close to its 4th-percentile risk score.
Oswego's building exposure, zone by zone
69.8% of Oswego's 341 buildings sit in USFS's Minimal exposure zone, with only 30.2% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Where Oswego ranks
Within Indiana, Oswego ranks higher (28th percentile) than it does nationally (4th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Oswego ranks 30,319 for wildfire risk (1 is highest) and 20,544 by building count (1 is largest). Within Indiana alone, it ranks 700 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Oswego and the insurance market
At the 4th national percentile, Oswego rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Oswego
Oswego's 69.8% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Oswego's 30,319-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Oswego, see the exposure-zones guide.