Ossian, IN
How exposed is Ossian to wildfire?
Ossian's 1,513 buildings earn a 1st-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Ossian's burn probability — fire likelihood with no building count factored in — sits at the 1st percentile nationally.
What "at risk" means for the buildings here
USFS classifies 84.7% of Ossian's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 15.3% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
How Ossian compares
Ossian's risk sits at a similar level relative to Indiana (6th percentile statewide) as it does nationally (1st) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Ossian ranks 31,269 for wildfire risk (1 is highest) and 9,107 by building count (1 is largest). Within Indiana alone, it ranks 915 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Shopping for coverage in Ossian
Ossian's low rating (1st percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Ossian
Ossian's 84.7% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Ossian's 31,269-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Ossian, see the exposure-zones guide.