Osnabrock, ND
Osnabrock, ND's wildfire risk, in USFS's own numbers
USFS scores Osnabrock at the 37th national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 122 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Osnabrock at the 33rd percentile, close to its 37th-percentile risk score.
Osnabrock's building exposure, zone by zone
Osnabrock rates 84.4% Minimal exposure against just 15.6% Direct and 0% Indirect — of 122 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Osnabrock against the rest of the country
Osnabrock ranks lower within North Dakota (19th percentile statewide) than its 37th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Osnabrock ranks 19,863 for wildfire risk (1 is highest) and 28,079 by building count (1 is largest). Within North Dakota alone, it ranks 326 of 402 places by risk. See the full county-by-county picture for North Dakota on its state page.
Osnabrock and the insurance market
Osnabrock's moderate rating (37th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With 84.4% of buildings rated Minimal exposure, Osnabrock gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
The methodology guide shows exactly how USFS turned 122 counted buildings into the percentiles shown above for Osnabrock. For more on what minimal exposure implies beyond Osnabrock, see the exposure-zones guide.