Osmond, NE
How exposed is Osmond to wildfire?
Out of every US place USFS scores, Osmond lands at the 38th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 568 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Osmond at the 29th percentile, close to its 38th-percentile risk score.
Where Osmond's buildings actually sit
Most of Osmond's buildings (84.2% of 568) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
How Osmond compares
Osmond's 38th national percentile looks worse in isolation than its 22nd ranking inside Nebraska does — this place is on the milder end for its own state, by 16 points. Among the 31,521 US communities USFS scores, Osmond ranks 19,666 for wildfire risk (1 is highest) and 16,283 by building count (1 is largest). Within Nebraska alone, it ranks 458 of 583 places by risk. See the full county-by-county picture for Nebraska on its state page.
Osmond and the insurance market
At the 38th national percentile, Osmond rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Even with 84.2% of Osmond outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Osmond's figures come from
The methodology guide shows exactly how USFS turned 568 counted buildings into the percentiles shown above for Osmond. The exposure-zones guide covers what Osmond's dominant minimal exposure actually means, with real examples from across the dataset.