Oshkosh, WI
How exposed is Oshkosh to wildfire?
Oshkosh sits at the 28th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 28,814 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Oshkosh at the 29th percentile, close to its 28th-percentile risk score.
What "at risk" means for the buildings here
Most of Oshkosh's buildings (97% of 28,814) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure. At 28,814 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Oshkosh ranks
Compare Oshkosh's two percentiles: 58th within Wisconsin, only 28th nationally — a gap of 30 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Oshkosh ranks 22,710 for wildfire risk (1 is highest) and 408 by building count (1 is largest). Within Wisconsin alone, it ranks 344 of 808 places by risk. See the full county-by-county picture for Wisconsin on its state page.
Shopping for coverage in Oshkosh
At the 28th national percentile, Oshkosh rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Oshkosh
With 97% of buildings rated Minimal exposure, Oshkosh gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Oshkosh's figures come from
Oshkosh's 28th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Oshkosh's dominant minimal exposure actually means, with real examples from across the dataset.