Osceola, AR
How exposed is Osceola to wildfire?
Osceola's 3,291 buildings earn a 13th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Osceola at the 12th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Osceola's buildings actually sit
48.9% of Osceola's 3,291 buildings sit in USFS's Minimal exposure zone, with only 19.6% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
How Osceola compares
Osceola scores 13th nationally and 6th within Arkansas — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Osceola ranks 27,314 for wildfire risk (1 is highest) and 5,062 by building count (1 is largest). Within Arkansas alone, it ranks 576 of 614 places by risk. See the full county-by-county picture for Arkansas on its state page.
What this risk score means for insurance
At the 13th national percentile, Osceola rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
With 48.9% of buildings rated Minimal exposure, Osceola gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Osceola's figures come from
The methodology guide shows exactly how USFS turned 3,291 counted buildings into the percentiles shown above for Osceola. The exposure-zones guide covers what Osceola's dominant minimal exposure actually means, with real examples from across the dataset.