Osage City, KS
Osage City wildfire risk explained
Out of every US place USFS scores, Osage City lands at the 75th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 1,872 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Osage City's burn probability — fire likelihood with no building count factored in — sits at the 70th percentile nationally.
Where Osage City's buildings actually sit
Osage City rates 72.7% Minimal exposure against just 27.3% Direct and 0% Indirect — of 1,872 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Osage City against the rest of the country
Osage City scores 75th nationally and 72nd within Kansas — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Osage City ranks 7,912 for wildfire risk (1 is highest) and 7,842 by building count (1 is largest). Within Kansas alone, it ranks 206 of 721 places by risk. See the full county-by-county picture for Kansas on its state page.
What this risk score means for insurance
At the 75th percentile nationally, Osage City carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Even with 72.7% of Osage City outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,872 counted buildings into the percentiles shown above for Osage City. For more on what minimal exposure implies beyond Osage City, see the exposure-zones guide.