Orrville, AL
How exposed is Orrville to wildfire?
Orrville sits at the 61st percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 189 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Orrville at the 64th percentile, close to its 61st-percentile risk score.
What "at risk" means for the buildings here
91% of Orrville's 189 buildings sit in USFS's Direct exposure zone, roughly 172 structures close enough to burnable vegetation for flame contact, not just embers — 9% fall in the Indirect, ember-only zone and 0% are Minimal.
Orrville against the rest of the country
Orrville's 61st national percentile looks worse in isolation than its 28th ranking inside Alabama does — this place is on the milder end for its own state, by 33 points. Among the 31,521 US communities USFS scores, Orrville ranks 12,310 for wildfire risk (1 is highest) and 25,267 by building count (1 is largest). Within Alabama alone, it ranks 426 of 592 places by risk. See the full county-by-county picture for Alabama on its state page.
What this risk score means for insurance
At the 61st percentile nationally, Orrville carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
With 91% of Orrville in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Orrville's figures come from
The methodology guide shows exactly how USFS turned 189 counted buildings into the percentiles shown above for Orrville. The exposure-zones guide covers what Orrville's dominant direct exposure actually means, with real examples from across the dataset.