Orrum, NC
Orrum wildfire risk explained
Orrum sits at the 82nd percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 87 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Orrum at the 83rd percentile, close to its 82nd-percentile risk score.
What "at risk" means for the buildings here
87 buildings are counted in Orrum, and 65.5% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Orrum against the rest of the country
There's little gap between Orrum's 82nd national percentile and its 90th percentile inside North Carolina, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Orrum ranks 5,556 for wildfire risk (1 is highest) and 29,625 by building count (1 is largest). Within North Carolina alone, it ranks 83 of 772 places by risk. See the full county-by-county picture for North Carolina on its state page.
Shopping for coverage in Orrum
Orrum's very high rating (82nd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Because Direct exposure dominates in Orrum (65.5%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Orrum's figures come from
The methodology guide shows exactly how USFS turned 87 counted buildings into the percentiles shown above for Orrum. The exposure-zones guide covers what Orrum's dominant direct exposure actually means, with real examples from across the dataset.