Orrick, MO
Orrick wildfire risk explained
Out of every US place USFS scores, Orrick lands at the 44th percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 475 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Orrick at the 45th percentile, close to its 44th-percentile risk score.
What "at risk" means for the buildings here
Most of Orrick's buildings (53.1%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
How Orrick compares
Orrick's 44th national percentile looks worse in isolation than its 21st ranking inside Missouri does — this place is on the milder end for its own state, by 23 points. Among the 31,521 US communities USFS scores, Orrick ranks 17,744 for wildfire risk (1 is highest) and 17,800 by building count (1 is largest). Within Missouri alone, it ranks 846 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
What this risk score means for insurance
Orrick's elevated rating (44th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Orrick's 53.1% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Orrick's 17,744-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Orrick, see the exposure-zones guide.