Ormsby, MN
How exposed is Ormsby to wildfire?
USFS's Wildfire Risk to Communities model puts Ormsby at the 3rd national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 137 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Ormsby at the 2nd percentile, close to its 3rd-percentile risk score.
Where Ormsby's buildings actually sit
69.3% of Ormsby's 137 buildings sit in USFS's Minimal exposure zone, with only 30.7% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Ormsby against the rest of the country
Ormsby scores 3rd nationally and 4th within Minnesota — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Ormsby ranks 30,643 for wildfire risk (1 is highest) and 27,403 by building count (1 is largest). Within Minnesota alone, it ranks 877 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
Ormsby and the insurance market
Ormsby's low rating (3rd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Ormsby
With 69.3% of buildings rated Minimal exposure, Ormsby gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
The methodology guide shows exactly how USFS turned 137 counted buildings into the percentiles shown above for Ormsby. For more on what minimal exposure implies beyond Ormsby, see the exposure-zones guide.