Orlinda, TN
Orlinda wildfire risk explained
Orlinda sits at the 10th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 759 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Orlinda at the 11th percentile, close to its 10th-percentile risk score.
Orlinda's building exposure, zone by zone
Of Orlinda's 759 counted buildings, 69.8% carry Direct exposure and only 24.6% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Where Orlinda ranks
Orlinda scores 10th nationally and 2nd within Tennessee — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Orlinda ranks 28,253 for wildfire risk (1 is highest) and 14,032 by building count (1 is largest). Within Tennessee alone, it ranks 494 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
Shopping for coverage in Orlinda
Orlinda's low wildfire rating (10th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Orlinda's 69.8% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 759 counted buildings into the percentiles shown above for Orlinda. For more on what direct exposure implies beyond Orlinda, see the exposure-zones guide.