Orlando, OK
Orlando wildfire risk explained
USFS's Wildfire Risk to Communities model puts Orlando at the 88th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 154 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Orlando's burn probability — fire likelihood with no building count factored in — sits at the 89th percentile nationally.
Orlando's building exposure, zone by zone
154 buildings are counted in Orlando, and 52% of them are Indirect exposure — ember-driven risk rather than the 48.1% in Direct exposure or the 0% rated Minimal.
How Orlando compares
Inside Oklahoma, Orlando sits at just the 41st percentile even though it scores 88th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Orlando ranks 3,660 for wildfire risk (1 is highest) and 26,723 by building count (1 is largest). Within Oklahoma alone, it ranks 494 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
What this risk score means for insurance
Orlando's 88th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
With ember exposure the dominant pattern in Orlando (52% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Orlando's 88th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Orlando, see the exposure-zones guide.