Orlando, FL
Orlando, FL's wildfire risk, in USFS's own numbers
USFS scores Orlando at the 89th national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 70,129 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Orlando at the 90th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Orlando's buildings actually sit
Only 18.3% of Orlando's 70,129 buildings carry Direct exposure and 12.8% carry Indirect; the remaining 69% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure. At 70,129 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Orlando ranks
There's little gap between Orlando's 89th national percentile and its 79th percentile inside Florida, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Orlando ranks 3,427 for wildfire risk (1 is highest) and 112 by building count (1 is largest). Within Florida alone, it ranks 203 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Shopping for coverage in Orlando
Orlando's 89th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
With 69% of buildings rated Minimal exposure, Orlando gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Orlando's figures come from
Every one of the two percentiles behind Orlando's 3,427-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Orlando's dominant minimal exposure actually means, with real examples from across the dataset.