Oregon, OH
How exposed is Oregon to wildfire?
USFS's Wildfire Risk to Communities model puts Oregon at the 5th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 12,228 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Oregon at the 6th percentile, close to its 5th-percentile risk score.
What "at risk" means for the buildings here
92.3% of Oregon's 12,228 buildings sit in USFS's Minimal exposure zone, with only 7.6% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself. At 12,228 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Oregon compares
Within Ohio, Oregon ranks higher (25th percentile) than it does nationally (5th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Oregon ranks 29,862 for wildfire risk (1 is highest) and 1,265 by building count (1 is largest). Within Ohio alone, it ranks 951 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
Oregon and the insurance market
At the 5th national percentile, Oregon rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Even with 92.3% of Oregon outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Oregon's figures come from
The methodology guide shows exactly how USFS turned 12,228 counted buildings into the percentiles shown above for Oregon. The exposure-zones guide covers what Oregon's dominant minimal exposure actually means, with real examples from across the dataset.