Orebank, TN
Orebank, TN's wildfire risk, in USFS's own numbers
Orebank sits at the 65th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 571 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Orebank at the 70th percentile, close to its 65th-percentile risk score.
What "at risk" means for the buildings here
Of Orebank's 571 counted buildings, 53.9% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
How Orebank compares
Orebank's risk sits at a similar level relative to Tennessee (57th percentile statewide) as it does nationally (65th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Orebank ranks 11,075 for wildfire risk (1 is highest) and 16,242 by building count (1 is largest). Within Tennessee alone, it ranks 216 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
Shopping for coverage in Orebank
At the 65th percentile nationally, Orebank carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Orebank's 53.9% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Orebank's 65th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Orebank, see the exposure-zones guide.