Ore Hill, PA
Ore Hill wildfire risk explained
Ore Hill sits at the 36th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 69 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Ore Hill at the 35th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
65.2% of Ore Hill's 69 buildings sit in USFS's Direct exposure zone, roughly 45 structures close enough to burnable vegetation for flame contact, not just embers — 34.8% fall in the Indirect, ember-only zone and 0% are Minimal.
Ore Hill against the rest of the country
Within Pennsylvania, Ore Hill ranks higher (53rd percentile) than it does nationally (36th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Ore Hill ranks 20,121 for wildfire risk (1 is highest) and 30,331 by building count (1 is largest). Within Pennsylvania alone, it ranks 943 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
What this risk score means for insurance
Ore Hill's moderate wildfire rating (36th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Ore Hill
Ore Hill's 65.2% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Ore Hill's figures come from
Every one of the two percentiles behind Ore Hill's 20,121-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Ore Hill's dominant direct exposure actually means, with real examples from across the dataset.